The Kohl’s Credit Card, issued by Capital One, offers a variety of rewards designed to enhance the shopping experience for cardholders. From earning points on purchases to enjoying exclusive offers and discounts, the rewards associated with MyKohlsCard can significantly benefit frequent shoppers.
This guide provides an in-depth look at the rewards available with the Kohl’s Card and how you can make the most of them.
Earning Rewards
Points System
- Basic Earning Rate: Earn 1 point per dollar spent on all purchases made with the card.
- Bonus Points: Occasionally, Kohl’s offers promotions that allow you to earn additional points on specific categories or during special events.
Special Promotions
- Point Multipliers: During certain promotional periods, Kohl’s may offer opportunities to earn points at a higher rate.
- Bonus Points Offers: These promotions can significantly increase your points balance and provide additional savings.
Tracking Your Points
- Online Account: Monitor your points balance and any available rewards through MyKohlsCard.com or Kohl’s mobile app.
- Statements: Review your monthly statements for a summary of earned points and rewards.
Redeeming Rewards
Points Redemption
- Conversion to Discounts: Accumulated points can be redeemed for discounts on future purchases. The exact conversion rate may vary, but generally, points are converted into a percentage or dollar amount off your next purchase.
- In-Store Redemption: When shopping in-store, you can apply your redeemed points at checkout. Inform the cashier that you want to use your rewards points to get a discount.
- Online Redemption: During online checkout, you can apply your points by entering the relevant code or selecting the option to use your rewards.
Kohl’s Cash
- Earning Kohl’s Cash: Kohl’s Cash is earned during specific promotional periods, such as “Spend $50, Get $10 Kohl’s Cash” offers. For every qualifying purchase, you earn Kohl’s Cash that can be used on future transactions.
- Redemption Period: Kohl’s Cash typically has a limited validity period. Check your Kohl’s Cash expiration date and use it before it expires.
Special Financing Offers
- Promotional Financing: The Kohl’s Card offers special financing promotions, such as 6-month or 12-month no-interest financing on qualifying purchases. It allows to spread out payments for larger purchases without incurring interest charges, provided the balance is paid in full by the end of the promotional period.
Exclusive Discounts and Offers
Cardholder-Only Discounts
- Special Pricing: As a Kohl’s Cardholder, you receive access to exclusive discounts and offers that are not available to the general public. These discounts can provide additional savings beyond standard sales and promotions.
- Sign-Up Offers: New cardholders often receive a discount on their first purchase or a special welcome offer. This provides immediate savings and an opportunity to experience the benefits of the Kohl’s Card.
Early Access to Sales
- Pre-Sale Access: Cardholders frequently get early access to major sales, allowing you to shop new collections or clearance items before they become available to the general public. This can help you secure popular items and avoid missing out on special deals.
- Exclusive Events: Invitations to cardholder-only events or private sales offer unique shopping experiences and additional discounts.
Managing Your Rewards
Monitor Points and Rewards
- Online Access: Regularly check MyKohlsCard.com or the Kohl’s app to monitor your points balance and available rewards. This helps you stay informed about your rewards status and any upcoming expiration dates.
- Statements and Notifications: Review your statements and opt-in for notifications about rewards and promotions. This ensures you are aware of any expiring rewards or new earning opportunities.
Plan Purchases
- Strategic Use: Use your points and Kohl’s Cash strategically, especially during high-value transactions or major sales events. This maximizes the value of your rewards and provides additional savings.
Contact Customer Service
- Call for Information: If you’re unable to access your balance online or in-store, call Kohl’s Credit Card customer service at 1-800-564-5740.
- Provide Account Details: Be ready to provide your Kohl’s Credit Card number or other verification information to receive details about your rewards balance.
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